Author(s): Indira Priyadharshini

Email(s): mailmeindira1301@gmail.com

DOI: 10.52711/2321-5828.2026.00023   

Address: Indira Priyadharshini
Assistant Professor, Department of Commerce (CA), NGM College, Pollachi, Tamil Nadu, India.
*Corresponding Author

Published In:   Volume - 17,      Issue - 2,     Year - 2026


ABSTRACT:
Rural women constitute a significant demographic in India’s agrarian landscape. Despite their critical role in agriculture, family welfare, and local economies, they face entrenched socio-economic disadvantages—low literacy, limited access to resources, gender discrimination, and restricted agency. To address these structural inequalities, the government of Tamil Nadu introduced the Kalaignar Magalir Urimai Thittam (KMUT), a targeted policy intervention aimed at empowering rural women at the grassroots level through financial inclusion, skill development, self-help group (SHG) promotion, and socio-economic entitlements. This paper examines the conceptual foundations of rural women’s empowerment, critically analyses the design and implementation of KMUT, and evaluates its impacts and challenges based on available evidence. The study further suggests pathways to strengthen the efficacy and sustainability of such gender-responsive policies.


Cite this article:
Indira Priyadharshini. Rural Women and Kalaignar Magalir Urimai Thittam: A Study of Grassroots Empowerment. Research Journal of Humanities and Social Sciences. 2026;17(2):119-1. doi: 10.52711/2321-5828.2026.00023

Cite(Electronic):
Indira Priyadharshini. Rural Women and Kalaignar Magalir Urimai Thittam: A Study of Grassroots Empowerment. Research Journal of Humanities and Social Sciences. 2026;17(2):119-1. doi: 10.52711/2321-5828.2026.00023   Available on: https://rjhssonline.com/AbstractView.aspx?PID=2026-17-2-6


REFERENCES:
1.    Government of Tamil Nadu. (2023). Kalaignar Magalir Urimai Thittam: Operational Framework. Department of Social Welfare and Women Empowerment.
2.    India Today. (2025). Tamil Nadu rolls out Phase 2 of direct cash assistance scheme for women heads. [Online].
3.    Ministry of Rural Development. (2022). Annual Report on SHG Progress and Rural Livelihoods. Government of India.
4.    NITI Aayog. (2020). Women’s Empowerment in India: Progress toward the SDG 5 Goals. Government of India.
5.    OneIndia News. (2023). Kalaignar Magalir Urimai Thittam: Who will get the Tamil Nadu Govt’s Rs 1,000 monthly allowance?
6.    Reserve Bank of India. (2021). Report on Financial Inclusion, Micro-credit, and the Gender Gap.
7.    The Hans India. (2023). Tamil Nadu Government launches ‘Kalaignar Magalir Urimai Thogai Thittam’ to support women’s financial well-being.
8.    The New Indian Express. (2024). 1.3 lakh women removed from Tamil Nadu’s monthly aid scheme.
9.    The Times of India. (2026a). TN's social safety nets competing with developed nations, says Thangam Thennarasu.
10.    The Times of India. (2026b). CM marks success of Phase 2 rollout and women’s skill schemes.

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