Author(s): Sreetha Anil, Sulfiya. K. S., Vineeth. K. M.

Email(s): vineeth@maharajas.ac.in

DOI: 10.5958/2321-5828.2018.00110.9   

Address: Sreetha Anil1, Sulfiya. K. S.2, Dr. Vineeth. K. M.3*
1Assistant Professor on Contract, Post Graduate and Research Dept of Commerce, The Cochin College, Kochi, Kerala – 682002
2Research Scholar, Post Graduate and Research Dept of Commerce, The Cochin College, Kochi, Kerala – 682002
3Assistant Professor of Commerce, Maharaja’s College, Ernakulam, Kerala – 682011
*Corresponding Author

Published In:   Volume - 9,      Issue - 3,     Year - 2018


ABSTRACT:
Telematics is a branch of information technology which enables long distance transmission of computerised information from persons or objects, with the aid of equipment linked to internet. This device capture and record facts based on physical activity, and then send it to a centralized processor or server where it can be analysed and stored for the long term. Once required data has been collected by the service provider, it is examined to arrive in a conclusion. With the help of telematics devices in insurers will be in a better position to assess the risks they are underwriting. It will lead to create an improved segmentation of the market. This will allow them to increase or decrease the premium according to an individual insurance holder’s risk profile, thus providing a high degree of accuracy in premium calculation and claim decisions. This paper throws light on the awareness and perception of consumers w.r.t. telematics in insurance.


Cite this article:
Sreetha Anil, Sulfiya. K. S., Vineeth. K. M.. Consumers Perception towards Telematics in Insurance. Res. J. Humanities and Social Sciences. 2018; 9(3): 657-662. doi: 10.5958/2321-5828.2018.00110.9


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Research Journal of Humanities and Social Sciences (RJHSS) is an international, peer-reviewed journal, correspondence in the fields of arts, commerce and social sciences....... Read more >>>

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DOI: 10.5958/2321-5828 


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