Author(s): Vibha Shrivastava, Mohd Rafi Bhat, Rukhsana Jameel

Email(s): bhatrafi64@gmail.com

DOI: 10.52711/2321-5828.2023.00041   

Address: Vibha Shrivastava1, Mohd Rafi Bhat2, Rukhsana Jameel3
1Professor and Head, Dept. of History, Govt Girls Degree College, Rewa (M.P.)
2 Ph.D Research Scholar History, Dept. of AIHCA, A.P.S University, Rewa (M.P.)
3Ph.D Research Scholar, Department of Sociology, Desh Bhagat University, Chandigrah.
*Corresponding Author

Published In:   Volume - 14,      Issue - 4,     Year - 2023


ABSTRACT:
This abstract presents a study conducted to examine the social and economic impact on women members of Self-Help Groups (SHGs) in the region of Kashmir. The study aims to understand the effects of SHGs on women's empowerment, livelihood improvement, and overall socioeconomic well-being. By analyzing the experiences of SHG members, this research investigates the transformative potential of these groups in promoting gender equality, economic independence, and community development in Kashmir. Preliminary findings highlight the positive social and economic impact of SHG membership on women in Kashmir. Economically, SHGs have enabled women to generate income through various entrepreneurial activities, leading to enhanced financial independence and improved living standards. Moreover, the study reveals that SHG membership has facilitated access to financial services, including microcredit and savings, thereby empowering women to make informed financial decisions and invest in their businesses and education. On the social front, the study demonstrates that SHG membership has contributed to the development of social networks and support systems among women. These groups have provided platforms for collective decision-making, skills development, and knowledge-sharing, fostering a sense of empowerment and community solidarity. Furthermore, women participating in SHGs reported increased participation in community affairs, greater recognition of their contributions, and enhanced social standing within their families and communities. The findings of this study have significant implications for policy formulation and development interventions in Kashmir. Understanding the social and economic impact of SHGs on women's lives can inform the design and implementation of targeted programs that empower women, promote sustainable livelihoods, and contribute to community development. By recognizing the positive outcomes of SHG membership, stakeholders can create an enabling environment to scale up and replicate successful models, ultimately fostering gender equality and inclusive growth in Kashmir.


Cite this article:
Vibha Shrivastava, Mohd Rafi Bhat, Rukhsana Jameel. Social and Economic Impact of Women Self-Help Group (SHG) membership in Kashmir: A Study of Empowerment and livelihood Enhancement. Research Journal of Humanities and Social Sciences. 2023; 14(4):200-6. doi: 10.52711/2321-5828.2023.00041

Cite(Electronic):
Vibha Shrivastava, Mohd Rafi Bhat, Rukhsana Jameel. Social and Economic Impact of Women Self-Help Group (SHG) membership in Kashmir: A Study of Empowerment and livelihood Enhancement. Research Journal of Humanities and Social Sciences. 2023; 14(4):200-6. doi: 10.52711/2321-5828.2023.00041   Available on: https://rjhssonline.com/AbstractView.aspx?PID=2023-14-4-8


REFERENCES:
1.    Anjali Sharmal, Bikash Roy and Deepa Chakravorty. Potential of Self Help Groups as an Entrepreneur: A Case Study from Uttar Dinajpur District of West Bengal. Journal of Social Science. 2012; 30: 83-87
2.    Baghel, D., and Shrivastava, D. Role of Self Help Groups In Socio-Economic Development of Rural Women: A Study on Durg District Of Chhattisgarh. Excel International Journal of Multi-disciplinary Management Studies. 2015; 5(11): 1-23.
3.    Chepchirchir, S. C. Impact of Women Participation in Self-Help Groups on Self Economic Empowerment in Nakuru County. Interdisciplinary Journal of Contemporary Research in Business. 2013; 5(4): 382-405.
4.    ConsultativGrouptoAssistthe2019)http://www.cgap.org/portal/site/CGAP/menuitem.8d0ec8712cb72d1eae6c621059
5.    Das, S. K. and Bhowal, P. A. (2013). Self Help Groups – An Empowerment Model or Financial Model: Perceptions of Stakeholders. European Journal of Business and Management. 2013; 5(29): 170-190.
6.    Ernst and Young LLP and Assocham, India, (2020) ―Evolving Landscape of Microfinance Institutions in India, Ernst and Young LLP, India, 9th December.
7.    Fernandez, A. P. (2020)-Is Microfinance leading to a Macro Mess? October, 2009, accessed www.myrada.org.
8.    Gaiha, R.and Nandhi, M (2007), “Micro Finance, Self Help Groups, and Empowerment in Maharashtra.”ASARC WorkingPaper2007/15,http://www.crawford.anu.edu.au/acde/asarc/pdffpapers/2007/WP2007_15.pdf
9.    Housman.R.F. The Mutuak Voice the role of women in Sustainable Development. International Environmental Law-Review. 1992; 4(2): 361-399.
10.    IGNOU webpage, Associate Projects, Empowering women through Self-Help Groups, (2020) Accessed:http:// www.ignou.ac.in/ignou/aboutignou/project/detail/2/46
11.    Kumar Das, S. D., and Boruah, S. D. Micro Finance through Self Help Groups (Shgs): A Tool for Socioeconomic Development of Rural Assam (A Case Study of Lakhimpur and Dhemaji District).
12.    Ministry of Panchayati Raj, Government of India, (2020) Panchayat-SHG Convergence for Participatory Planningat Gram Panchayat of Rural Development, (2021) PRC Presentations, http://www.panchayat.gov.in/documents/10198/1389387/,:http://rural.nic.in/netrural/rural/sites/PRC.aspx.
13.    Mix, M., (2018) Microfinance and its activities, Jurblin Publication, University of New York, pp. 50-88.
14.    Mohanan S. Micro-credit and Empowerment of Women – Role of NGOs, Yojana. 2019; 44(2): 21-28.
15.    Moin Qasi. Self-Help Groups–A Novel Approach to Rural Development, State Bank of India Monthly Review. 2018: 463-465.
16.    Morduch J. and Haley B., (2020)-Analysis of the Effects of Microfinance on Poverty Reduction, NYU Wagner Working Paper No.1014.
17.    Nagararaj N. and Chandrakanth M. G. Economic Performance of Self-Help Groups in Karnataka, Indian Source of Agriculture Economics. 2019; 64(4).
18.    Oberoi R., (2018)-Finding Credit for the Worthy, Mint, Lounge, pp. 16, Saturday, 1st April.
19.    Puhazhendhi, V., (2018) Evaluation of SHGs in Tamil Nadu, Paper presented in a Workshop, BIRD, Lucknow.
20.    Reji, D. Economic Empowerment of Women Through Self Help Groups in Kerala. International Journal of Marketing, Financial Services and Management Researchvol. 2013; 2(3): 97-113.
21.    Rubinstein, Joel., (2018)-Micocredit: A poverty eradication strategy that works, Accessed: http://www.resultssf.org/media/terrain19940microent.html.
22.    Saroj, L., and Singh, C. S. Women Empowerment Through Microfinanc (Shgs): A Study of Ajmer, International Research Journal of Social Sciences. 2015; 4(11): 1-6.
23.    Sasikumar. D Women Self Help Groups in Tamil Nadu, Readers Shelf.  2009; 6(2); 342.
24.    Shettar, D. A Study on Issues and Challenges of Women Empowerment in India. Iosr Journal of Business and Management (IOSR-JBM). 2015; 17(4): 13-19.
25.    Singhal Mridula. and Singh, Upasana. SHG and its Developmental Aspects: A Review. 2019; 3(11).
26.    Singhal, Mridula. and Singh, Upasana. SHG and Capacity building of its members in Hathras District of Uttar Pradesh”, Scholarly Research Journal for Humanity Science English Language. 2021; 9(48): 12034-12044.
27.    Sinha, Frances. Access, Use and Contribution of Microfinance in India: Findings from a National Study. Economic and Political Weekly. 2019; 40(17):  1714-1719.

Recomonded Articles:

Author(s): Dwijendra Nath Thakur

DOI:         Access: Open Access Read More

Author(s): Adeel Hussain Alie, Javed Iqbal, Sarfraz Ahmed, Ajaz Ahmad Bhat

DOI: 10.5958/2321-5828.2019.00005.6         Access: Open Access Read More

Author(s): Mohammad Taufique, Vajahat Khursheed

DOI: 10.5958/2321-5828.2018.00133.X         Access: Open Access Read More

Author(s): Nishi Borgohain, Kumud Chandra Borah

DOI: 10.5958/2321-5828.2015.00018.2         Access: Open Access Read More

Author(s): Shazia Hamid , Imtiyaz-ul-Haq

DOI:         Access: Open Access Read More

Author(s): T. Padmanabhan, Chinju. S

DOI: 10.5958/2321-5828.2018.00052.9         Access: Open Access Read More

Author(s): Sowjanya S. Shetty M, V. Basil Hans

DOI: 10.5958/2321-5828.2019.00162.1         Access: Open Access Read More

Author(s): Md. Baharul Islam

DOI: 10.5958/2321-5828.2018.00118.3         Access: Open Access Read More

Author(s): Mohd Shafi Bhat

DOI:         Access: Open Access Read More

Author(s): Firdous Hameed Parey

DOI: 10.5958/2321-5828.2019.00170.0         Access: Open Access Read More

Research Journal of Humanities and Social Sciences (RJHSS) is an international, peer-reviewed journal, correspondence in the fields of arts, commerce and social sciences....... Read more >>>

RNI: Not Available                     
DOI: 10.5958/2321-5828 


Recent Articles




Tags